PLAN DESIGN & INSTALLATION
Selecting, designing and implementing a qualified retirement plan can be a complex process. Our professional staff will guide you through each step of the process and help you design the plan that meets your needs. This process includes:

PLAN COMPLIANCE & GOVERNMENTAL REPORTING
The reason you have hired us is to ensure your plan is compliant with the Employee Retirement Income Security Act (ERISA). At Retirement Strategies, LLC, each Plan Sponsor has a dedicated plan consultant that provides complete plan administration, consultation and compliance services. These services include:

ADP/ACP Non-Discrimination Testing

Top-Heavy Testing (IRC §416)

Coverage Testing (IRC §410(b))

Annual Additions Testing (IRC §415)

Salary Deferral Testing (IRC §402(g))

Corporate Deduction Limit (IRC §404)

Form 5500 and related schedules

Summary Annual Report

ONGOING PLAN ADMINISTRATION
Your dedicated plan consultant works hand-in-hand with you to ensure a smooth and efficient plan operation. Additional services offered include:

Newly Eligible Employee Material

Periodic reminders to assist with employee eligibility and entry dates

Employee Distribution and Loan Processing

Assistance with Vesting Determination

Assistance with Employee/Employer Contribution Requirements

Plan Amendments

Legislative Updates

Reconciliation of Trust Assets and Employer Report

Participant Statements (if applicable)

Determine eligibility for and allocate employer contributions and forfeitures